Liability Insurance: Effect of False Statements on Duty to Cooperate
Whether and when discrepancies in statements by an insured to his insurer constitute a breach of the liability insurance cooperation clause' is the subject of this article. A distinction is drawn at the outset, between wilful, intentional or fraudulent material variances, here discussed, and those variances which are unintentional, accidental, unimportant or inconsequential. The latter categories are considered not sufficient to constitute a breach of the clause under discussion.